Sampat is a flexible credit management platform that gives you a clear, transparent view of your approved revolving credit line — all from the palm of your hand.
After a straightforward eligibility review, approved users get instant access to a credit limit within the app. Your limit stays ready whenever you need it, with costs only applying when you choose to draw on it. You stay in complete control.
View your approved credit limit, track current usage, and check outstanding balances all from one clean, intuitive dashboard.
Decide when you need funds and how much you want. Sampat puts the timing and amount entirely in your hands.
All rates, fees, and conditions are displayed clearly before you commit — no surprises, no hidden charges buried in fine print.
Your credit line sits ready without charging you anything. Fees only accrue on the days you actually use your funds.
Bank-grade encryption and continuous security monitoring protect your personal and financial data around the clock.
Once you repay the amount drawn, your credit line is restored up to your approved limit, subject to your account standing and applicable conditions at the time.
The figures below are illustrative only, showing how usage-based interest is calculated under typical conditions.
Interest is calculated based on the exact number of days you hold the drawn amount. Your actual cost will vary according to your usage period and specific account terms.
To access Sampat's core credit features, you will need to meet the following basic requirements.
You must be at least 18 years old to apply for and use Sampat's credit services.
A current, government-issued identification document is required to verify your identity.
You must satisfy the eligibility criteria set by Sampat based on your profile and review.
Have a question about your account, a billing concern, or just need guidance on how Sampat works? Our support team is available and ready to assist you every step of the way.
support@sampat.ccSend us your question and our team will get back to you as promptly as possible. We handle all account inquiries, usage questions, and general feedback.